Showing posts with label Career. Show all posts
Showing posts with label Career. Show all posts

Wednesday, February 1, 2012

February Goals and Budget

With a new month upon us (January flew by so quickly) and the first entire month with a new budget in the condo, I thought I'd share my February budget and goals with you:


BudgetedActualOver/Under
INCOME - After Tax/CPP/EI deductions, but before RRSP/Pension contribution
Full Time Regular$2,810.24$2,810.24
FIXED MONTHLY EXPENSES - Under contract/obligations
Mortgage + Taxes$857.02$857.02
Condo Fees$75.00$75.00
Insurance (Car/House)$103.97$103.97
Hot Water Tank Rental$50.79$50.79
PLANNED SPENDING - Bills that get paid non-monthly/Anticipated Bills
Car Maintenance/Licensing$40.00$40.00
Extra Mortgage +Tax Payments$72.00$72.00
VARIABLE SPENDING - Bills that are variable each month
Natural Gas$58.00$58.00
Hydro$50.00$50.00
Rogers$185.00$185.00

SAVINGS - Long Term and Short Term
Pension$333.32$333.32
Emergency Fund$75.00$75.00
Travel Fund$250.00$250.00
VARIABLE SPENDING - Life
Clothing$50.00$50.00
Gifts$50.00$50.00
Food/Restaurant$275.00$275.00
Entertainment$50.00$50.00
Gas - Car$200.00$200.00
Memberships$30.00$30.00

The budget will get re-jigged into the spring when I get a better sense of what my utility bills will look like.  Until then, those are the numbers I'm working with!

This month I will pledge to:
- Go to the gym at least 2x/week
- Not spend a penny Monday - Friday
- Bring my lunch every day to work
- Plan weekly meals in advance
- Discuss with my boss vacation time over the summer
- Look into oil change/new tire for the spring
- Meet up with at least 1 old friend/acquaintance in Ottawa
- Look into volunteer opportunities

It's a good thing February is a short month!! 

Friday, January 27, 2012

Job Analysis

I am jumping on the bandwagon, following From Shopping to Saving's job analysis post (I've really enjoyed reading so many others)!

1. Salary - I currently make $40,000 + Pension Matching equivalent to $2,000 per year with benefits and parking.  This is a BIG difference from what I was making 2 years ago, however I knew that coming out of my dream job, I'd be making much less.

2. Job Duties - I work in Communications, so my main tasks each day are working on media releases, our quarterly newsletter, maintaining our website, and keeping current on Facebook and Twitter.  I was thrown into the job right away, needing to write a media release within the first couple of days on the job, and I was so thankful to have gotten into a job where things are always evolving.

3.  Location/Commute - I'd originally thought I'd land outside of the city, in Kanata or Orleans (would have meant a 30-45min commute in good traffic to my office), but landed on my current condo, which is 10km from the office, and takes roughly 25 minutes to get to. 

4.  Co-workers - I've gotten along very well with my colleagues already....there are only 8 of us full-time.  My President/CEO is very approachable, my boss allows me to work autonomously, and I am back working with a colleague from my job two years ago (she helped me get this one).  I'm starting to spend time with another colleague outside of work - she is single as well - so it's been great.  Still the typical office gossip, but not much different than I've seen in other offices.

5.  Atmosphere - Most days I'm busy enough that the day doesn't feel like it will never end.  Some weeks (like before I went on holidays) felt like I didn't have enough hours in the day.  A typical day allows me to respond to all emails, work on pressing tasks, while still looking ahead to those projects due in the month ahead. 

6.  Flexibility - In addition to our vacation time, we get 3 days per year to use for all-day appointments, moving, etc.  I've used one this week the day I needed to sign all of the legal papers and get the last of my money towards downpayment and closing costs.  In the summer when I have my yearly physical and twice-yearly teeth cleaning, I'll also schedule my eye exam and take a flex day there.  As far as office hours go, I normally work 8-4, but have come in late, or left early on occasion for appointments or deliveries.  We are also encouraged on poor weather days to work from home (only 2 of us from the office actually live in the city, everyone else needs to travel on a highway to get here).  Vacation booking is easy to do so long as someone related to your work area is in the office.

7.  Advancement - From what I see there is not much advancement opportunity, only because we are a very small staff.  If my director were to leave, the next logical person to take his position has worked with the organization for 4 years.  Our President/CEO has been here 10+ years.

Aside from salary, which is not a surprise since I'm still in a Coordinator position, I am happy with or knew what I was stepping into in this position. My colleagues and boss are supportive and I have the opportunity to be creative every day.  Who knows what the next couple of years will bring, but at this point in my life/career I'm happy where I am!

Sunday, October 31, 2010

Welcome to my blog!!!

Welcome to "Big City...Beer Budget" my first blog!  I wanted an outlet to discuss finances, living life in the big city, and what it takes to meet personal and financial goals.  I've followed other blogs for a couple of years now, and wanted to get into the game myself. 

I recently moved to Toronto after years of living in Southern Ontario.  I've recently begun a new job, making $47,000/year (gross), I've ditched my car for a TTC pass, and am living on my own in a bachelor apartment - housing in T.O. is expensive! 

I have a list of goals, I call them '30 By 30' that I am aiming to accomplish by my 30th birthday in August of 2012.  This blog will speak to how I've been able to accomplish all 30 goals, how to survive living as a single girl in the big city, and save for my future.

Thanks for vising and I hope you enjoy.