You'll notice that there is no line item for future vacations - I have embarked on a second job as a Mystery Shopper. I am hoping that will bring home $200/month, which will be allocated to the travel fund. Because of my low income (by Toronto single girl standards) I won't be taking any travel money out of my tight budget, it'll have to be financed creatively.
My house fund will be on the backburner until January 2011 when my Emergency Fund will be at goal ($5,000).
Here's how I stay on track budget-wise: