I know that during sessions with a trainer I'd work myself harder than on my own.
I know that I'd reach my fitness goals earlier with a personal trainer.
The most economic package would cost me approximately $60+tax per month. If I chose that, I'd get 2 trainer sessions per month for the first 6 months, then 1 trainer session per month for the last 6 months.
I'm not willing to sacrifice my entertainment budget and cut my gift fund for those sessions. I don't want to decrease my savings to free up this cash each month.