Big City...Beer Budget

"Being debt free is better than spending feels." This blog will follow the ups and downs of living on a beer budget ($40,000/year) in Ottawa. I am a 20-something girl who came out of 2 degrees with $33,000 in student loans. Through dedication and hard work that was paid off in less than a year and I now own a home. I am not a financial planner or expert, but have developed an interest in my finances and how to make the most of my income. Questions? Email me at bigcitybeerbudget@gmail.com

Friday, January 14, 2011

What to do when you have conflicting goals?

As part of my new gym orientation today I was provided with 3 sample personal training packages to mull over. One of my complaints at GoodLife was that the personal training was all or nothing....to the tune of about $6,000/year. The new gym is giving me options.

I know that during sessions with a trainer I'd work myself harder than on my own.

I know that I'd reach my fitness goals earlier with a personal trainer.

The most economic package would cost me approximately $60+tax per month. If I chose that, I'd get 2 trainer sessions per month for the first 6 months, then 1 trainer session per month for the last 6 months.

I'm not willing to sacrifice my entertainment budget and cut my gift fund for those sessions. I don't want to decrease my savings to free up this cash each month.

What happens when my fitness and house fund goals don't mesh?

2 comments:

JessieJanuary 16, 2011 at 6:17 PM
Tricky....I go back and forth about gym memberships too - but in the end, I never can justify spending money on the gym :(
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AnonymousJanuary 16, 2011 at 10:33 PM
In the end I think you have to sleep on it and decide which is more important to you at this present time. Good luck!
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